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UK Study Cost Calculator 2026/27: Your First-Year Cost

Reviewed by Yasir Khan, Founder, LAMTANS Group of Companies, and British Council registered consultant

Use this UK study cost calculator to work out your first-year cost and see which universities fit your budget. Choose your course level, where you want to study and your tuition budget. The estimate uses official university fees, UKVI living costs, the visa fee and the health surcharge.

Living costs outside London£1,171 a month
Living costs in London£1,529 a month
Student visa fee£558
Health surcharge£776 a year
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Work out your first-year cost

Choose your course level, where you want to study and your tuition budget. See what your first year in the UK could cost and which universities fit.

1. Course level
2. Where in the UK?
3. Tuition budget per year
4. Course length

Estimated first-year cost

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Universities in your range

Want help choosing the right university for your budget?

Talk to a LAMTANS consultant

Check each university's policy for Pakistani applicants

Several UK universities limited or paused recruitment of students from Pakistan after a rise in visa refusals, as reported in December 2025. Policies differ by university, course and intake. Before you choose from the list above, ask us to confirm the university's current position for Pakistani applicants, and check its official international admissions page. A low fee does not help if the university is not accepting your application.

How the UK study cost calculator works

Choose your course level, either undergraduate or master’s. Then choose where you want to study: outside London, London or anywhere. Pick a tuition budget, from up to £17k to £25k and above, and the length of your course, from 1 to 4 years. The calculator shows an estimated first-year cost and a list of universities in your range.

Cost of studying in UK for international students

Your first-year cost combines tuition, living costs, the visa fee and the health surcharge. Every university fee comes from the university’s own official fee page, with a link and the date we checked it. Fees vary by course, so always confirm the fee for your course on the university’s website.

UK student visa bank statement amount

The Student visa asks you to show enough money to pay for your course for 1 academic year (up to 9 months). You must also show living costs of £1,529 a month in London or £1,171 a month outside London, for up to 9 months. Our UK student visa guide explains the rule in full.

Compare cities and universities

Costs differ by city, so read the UK city guides for housing and travel prices in eight cities. See the cheapest universities in the UK and our study in the UK guide for the application route.

What the estimate is not

The result is an estimate, not a fee quote or an offer. We cannot promise a visa. To talk through your budget, book a free initial consultation.

Reviewed by Yasir Khan, British Council registered consultant, LAMTANS Consultants. Last updated 16 October 2026.

FAQ

Frequently asked questions

How much money do I need to show for a UK Student visa?
You must show enough money to pay for your course for 1 academic year (up to 9 months). You must also show living costs of £1,529 a month in London or £1,171 a month outside London, for up to 9 months. See GOV.UK.
How much is the UK Student visa fee?
It costs £558 to apply for a Student visa from outside the UK. You also pay the Immigration Health Surcharge of £776 a year as part of your application. The amount depends on how long your visa lasts.
Where do the university fees come from?
Every fee comes from the university’s own official fee page, with a link and the date we checked it. Fees vary by course, so always confirm the fee for your course on the university’s website.